The Big Picture

• Collaborative cash flow optimization (C²FO) delivers compelling returns of your short-term cash while simultaneously addressing the cash flow needs of your suppliers

Collaborative Cash Flow Optimization (C²FO) creates outstanding short-term investment income

One Sentence Overview: (C²FO) turns Accounts Payable liabilities into income-generating assets.

The Opportunity:
Create transparency in the largest untapped, inefficient and opaque debt market in the world. Accounts Payable total is $20T in the US alone. Total outstanding Commercial and Industrial loans in the US are $1.7T, resulting in a unique opportunity to address an enormous unfinanced debt opportunity.

Problem:
Bank Accounts Receivable finance has always been inefficient, credit is tighter now than any time in recent history and static discounts don't reflect suppliers' dynamic cash needs. Traditional financing options (commercial banking, asset based lending and factoring) only cover 10-20% of total eligible Accounts Receivable in the US. Short-term, low-risk debt is at record low yields and the F1000 have record levels of cash.

Solution:
Create an on-demand collaborative auction platform that allows F1000 companies to redeploy their short-term cash into their Accounts Payable. Utilize a patent-pending variable forward auction system to create multiple competitive discount bids from their suppliers on the supplier's own invoices. Award discretely across the discount bids from multiple suppliers according to APR generated.